A PDQ machine, “Process Data Quickly,” refers to any device used to process credit or debit card transactions. Often called Chip and PIN machines or card readers, PDQ terminals allow businesses to accept payments quickly and securely from a variety of sources, including cards, contactless options, and mobile apps. Also check Breathe Pay pdq machines
These machines have evolved from older models, which required merchants to check the customer’s card signature against a signed receipt. Modern PDQ machines are considerably more secure and efficient, meeting the needs of today’s fast-paced transactions.
Types of PDQ Machines
PDQ machines come in three main varieties, each designed to meet different business requirements:
- Countertop PDQ Machines: These are the standard machines you’ll often find at supermarkets and gas stations. Located at the checkout counter, they’re connected to the primary point-of-sale (POS) system via a phone or ethernet cable, making them ideal for fixed retail setups.
- Portable PDQ Machines: Unlike countertop options, portable PDQs connect to a base unit using Bluetooth or Wi-Fi, allowing mobility within the premises, usually up to a range of 50-100 meters. This type is useful for businesses where transactions occur across various locations within the same establishment, such as restaurants or cafes.
- Mobile PDQ Machines: The latest in PDQ technology, mobile PDQs enable card payments wherever there is mobile data (3G/4G/5G) or Wi-Fi access. These terminals are ideal for businesses that operate on the go, such as traveling sales representatives, food trucks, and taxi services, making them a versatile choice for businesses that require flexibility.
Payment Methods Supported by PDQ Machines
PDQ terminals can process a wide range of payment types, from traditional cards to modern mobile wallets:
- Chip and PIN: This common payment method, available on all PDQ machines, involves inserting a card and entering a PIN. With over half of all UK payments processed through cards, having a Chip and PIN-compatible PDQ machine is essential for most businesses.
- Contactless Payments: Contactless payments have become highly popular, comprising nearly one-third of all UK transactions in 2021, up from just 7% in 2016. Businesses increasingly adopt PDQ terminals with NFC (Near Field Communication) capability to support this growing demand.
- Mobile Payment Apps: PDQ machines are compatible with mobile payment apps like Apple Pay and Google Pay, allowing customers to pay conveniently from their smartphones. With over 80% of UK consumers using mobile payments, particularly popular among younger users, investing in an NFC-enabled PDQ terminal can help future-proof your business. Selecting the Best PDQ Machine for Your Small Business
Investing in a PDQ machine with chip technology has several advantages for small businesses.
- Enhanced Security: A reliable PDQ machine secures card payments, reduces cash handling, and minimizes risks like robbery, counterfeiting, and internal theft.
- Meeting Customer Expectations: With fewer people relying on cash, PDQ machines offer flexible payment options, including contactless and mobile payments, which can encourage customer loyalty.
